2020 was a transformational year for open banking and for the Open Banking Implementation Entity (OBIE).
We have come a long way since the Competition and Markets Authority’s retail banking market investigation. Open banking is now moving beyond the design and build phase and is now a service that increasingly benefits millions of people in their daily lives. This report has therefore been created in the interests of transparency. It provides an overview of the OBIE’s activities for 2020 and 2021.
The first part explains who we are and why our role matters. The second part summarises the OBIE’s work across 2020 and 2021 and provides an overview of open banking enabled products and services. The third section describes day-to-day activities at the OBIE, and the final section presents a summary of the OBIE’s governance and financials.
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